Refund Policy

Last updated: June 2026

This Refund Policy describes when and how refunds are processed by Vishwakarma finance.

1. Free Service for Applicants

Vishwakarma finance does not charge any fee from loan applicants for using our comparison platform. Our income comes from referral commissions paid by partner lenders.

2. Subscription / Partner Activation Fees

If you have paid us a partner activation, subscription, or onboarding fee:

  • Fees are non-refundable after activation of your partner account.
  • Refund requests must be raised within 7 days of the original transaction.
  • Refunds are processed within 7-14 working days to the original payment method.

3. Exceptions

You may be eligible for a full refund in the following cases:

  • Platform downtime or service unavailability lasting more than 72 continuous hours, attributable solely to us.
  • Duplicate payment proven via bank statement.

4. How to Request a Refund

Please contact us with your registered details and transaction reference:

Phone: 9425884746
Email: pvr3732@gmail.com

Loan tool
EMI Calculator
Live
Loan Amount
₹5,00,000
₹50K₹1Cr
Interest Rate
12.00%
6%36%
Tenure
36 months
3 mo30 yr
Monthly EMI
₹16,607
per month for 36 months
Principal₹5,00,000
Total Interest₹97,858
Total Payable₹5,97,858
Principal 84% Interest 16%
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Phone: 9425884746
WhatsApp: 9425884746
Birsinghpur pali 484451, Birsinghpur pali , Madhya Pradesh - 484451
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