This Privacy Policy explains how Paisapaid ("we", "our", "us") collects, uses, shares, and protects information about you when you use our loan comparison platform.
1. Information We Collect
- Personal information you provide: name, mobile number, email, date of birth, PAN, address.
- Financial information: monthly income, employment type, employer name, requested loan amount.
- KYC documents you choose to upload (Aadhaar, PAN, salary slips, bank statements).
- Technical data: IP address, device, browser, pages viewed (collected automatically).
2. Why We Collect This Data
- To match your application with eligible loan offers from RBI-registered NBFCs and banks.
- To contact you about your application status, offers, or service updates.
- To comply with statutory KYC, AML, and audit obligations under Indian law.
3. Whom We Share Data With
Your information is shared only with RBI-registered NBFCs, banks, and licensed lending partners for the limited purpose of processing your loan request. We never sell your data to third parties for marketing or any other purpose.
4. Your Rights
- Right to access the data we hold about you.
- Right to correction of inaccurate data.
- Right to deletion / withdrawal of consent (subject to legal retention obligations).
- Right to file a grievance with our Grievance Officer.
5. Data Retention & Security
We retain personal data only as long as is required for the purposes above or as mandated by law. All data is encrypted in transit (HTTPS) and protected by industry-standard access controls.
6. Governing Law
This policy is governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts of the city of incorporation.
7. Contact Us
Paisapaid
Phone: —
Email: support@paisapaid.com