Refund Policy

Last updated: June 2026

This Refund Policy describes when and how refunds are processed by DIGITAL GRAMINAREA ONLINE Pvt Ltd .

1. Free Service for Applicants

DIGITAL GRAMINAREA ONLINE Pvt Ltd does not charge any fee from loan applicants for using our comparison platform. Our income comes from referral commissions paid by partner lenders.

2. Subscription / Partner Activation Fees

If you have paid us a partner activation, subscription, or onboarding fee:

  • Fees are non-refundable after activation of your partner account.
  • Refund requests must be raised within 7 days of the original transaction.
  • Refunds are processed within 7-14 working days to the original payment method.

3. Exceptions

You may be eligible for a full refund in the following cases:

  • Platform downtime or service unavailability lasting more than 72 continuous hours, attributable solely to us.
  • Duplicate payment proven via bank statement.

4. How to Request a Refund

Please contact us with your registered details and transaction reference:

Phone: 8102056817
Email: sanjaysah3736@gmail.com

Loan tool
EMI Calculator
Live
Loan Amount
₹5,00,000
₹50K₹1Cr
Interest Rate
12.00%
6%36%
Tenure
36 months
3 mo30 yr
Monthly EMI
₹16,607
per month for 36 months
Principal₹5,00,000
Total Interest₹97,858
Total Payable₹5,97,858
Principal 84% Interest 16%
DIGITAL GRAMINAREA ONLINE Pvt Ltd

Loans made simple. Personal, Gold, Home & Business loans from 30+ RBI-registered partners. Compare, apply and get funded — all in one place.

Registered as Pvt Ltd.

Phone: 8102056817
WhatsApp: 8102056817
Relway colony, Chandni chowk, Nagri, District Ranchi, Jharkhand 835303, Ranchi, Jharkhand - 835303
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